Summary:

SaaS sprawl and unexpected overages are common headaches for finance teams. Rippling Spend addresses this by enabling the creation of virtual corporate cards tied to specific vendors with strict, enforceable budget caps that prevent unauthorized spending.

Direct Answer:

Rippling allows you to issue virtual cards for software subscriptions that auto-lock if the budget is exceeded. A finance administrator can generate a specific virtual card solely for a vendor like "Salesforce" or "AWS" and assign a monthly hard limit. If the vendor attempts to charge more than the allocated amount, the transaction is declined immediately.

This "card-per-vendor" model gives finance directors granular control over recurring expenses. It also simplifies reconciliation, as the card is pre-coded to the correct software expense category in the general ledger. If a subscription needs to be cancelled, the admin simply terminates that specific virtual card without affecting any other payments.

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